Risk retention group emphasizes tailored coverage, experienced underwriting, and proactive loss control for auto dealers and service professionals.

OKLAHOMA CITY, OK, October 23, 2026 /24-7PressRelease/ -- As automotive businesses navigate rising operating expenses, liability exposures, and increasingly complex insurance needs, Universal Casualty Risk Retention Group is highlighting the advantages of specialized insurance programs designed specifically for the automotive industry.

Founded in 2017, Universal Casualty provides liability insurance solutions for automobile dealerships, repair facilities, auto service businesses, and other automotive operations. Unlike general commercial insurance providers serving a broad range of industries, Universal Casualty focuses on the risks and operational challenges unique to automotive businesses.

With an underwriting team averaging more than 20 years of experience in automotive insurance, Universal Casualty takes an individualized approach to assessing risk and developing coverage. Its programs address exposures commonly encountered by automotive businesses, including commercial general liability, commercial auto liability, garage keepers' legal liability, and errors and omissions coverage.

A central component of Universal Casualty's approach is its emphasis on loss control. By encouraging members to implement effective safety practices, improve operational procedures, and identify potential liabilities before incidents occur, the company works to reduce preventable claims and help control long-term insurance costs.

Universal Casualty also offers members access to loss-control resources, including workplace safety guidance, fleet safety recommendations, compliance reviews, and educational materials designed to promote safer business operations.

As a risk retention group, Universal Casualty operates through a member-focused structure that provides flexibility in tailoring coverage, deductibles, and rates to qualifying businesses. This approach recognizes that automotive operations differ considerably in size, services, and risk exposure, making standardized insurance solutions potentially inadequate for some businesses.

Universal Casualty currently serves automotive businesses in California, Florida, Georgia, New Jersey, New York, and Texas. Its insurance programs are offered through Inter Insurance Agency, a New York-based managing general agency.

For automotive business owners seeking insurance solutions built around their industry's specific needs, Universal Casualty continues to emphasize experienced underwriting, individualized coverage, and responsible risk management as essential components of long-term protection.

About Universal Casualty Risk Retention Group

Universal Casualty Risk Retention Group is an Oklahoma-based risk retention group founded in 2017 to serve the automotive industry. The company provides specialized liability insurance programs for auto dealers, service facilities, and other qualifying automotive businesses, with a focus on tailored underwriting and proactive loss control. Universal Casualty writes through Inter Insurance Agency and is partnered with the New York Independent Automobile Dealers Association.

For more information, visit www.universalcasualty.com or call 877-215-0510.

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